For over 130 years, Second Federal has proudly served this community and you – the customers. The staff has been deeply committed to meeting the needs of the community and adapting to new circumstances when they arise. The current economic environment and the related challenges are no exception. To ensure our ability to always put customers first, we are pleased to announce that Second Federal has become a part of Self-Help Federal Credit Union, beginning February 1, 2013 and will operate as a division of Self-Help FCU.
We are excited to continue building upon the important legacy of Second Federal, and Self-Help FCU looks forward to serving you – our valued member-owners – in the years ahead.
Our Dreamer Loan is an easy and affordable way to cover the cost of the Deferred Action application.Loan Terms
| Maximum Amount |
$465 |
| Maximum Term |
12 months |
| Interest Rate |
8% APR* |
| Monthly Payment Example | $40.45 |
| Total interest paid | $20.40** |
To apply for the loan you will need:
- Completed Deferred Action Application (I-821D)
- Photo ID (Passport, Matrícula Consular, Student ID)
- Proof of physical address
- Proof of income (Letter of employment, paystub, tax return, W2)
- References information (Name, phone number, address)
Dreamers under the age of 18 may apply for a loan with the help of their parents.
For more information call 773-277-8500 or email us at info@secondfederal.com
To download the loan application Dreamer Loan App
*APR= Annual Percentage Rate **Estimate based on a 12 month term
Second Federal offers a variety of checking accounts designed to make your day-to-day personal finances convenient and affordable. We strive to make account fees reasonable and transparent, and allow you to pay lower fees when you chose options that help the credit union save money – remember, we’re member owned so we pass our savings back to you. For more information on our member-friendly checking solutions click here or call us at 773-277-8500 or email us at info@secondfederal.com
Home Loans
We offer a wide variety of competitive, owner-occupied mortgage products to suit nearly any need. Whether you have perfect credit, or are a borrower with limited or damaged
credit, we’ll work to build a lending solution that fits your need.
■ 15, 20 and 30-year, fixed rate mortgages
■ Low and fair closing costs
■ First time home buying available
■ Solutions for borrowers with no traditional credit and limited or damaged credit.
For more information call 773-277-8500 or email us at info@secondfederal.com
Important Notice
At Second Federal, we believe our products and services should be designed to benefit you. Research has shown that overdraft privilege programs too often harm the very people they were meant to help by encouraging repeated overdrafts at very high costs. This is not consistent with our mission of promoting the financial well-being of the community. For this reason, we will discontinue our Overdraft Privilege service on August 31, 2013.
Click here for information about a more affordable alternative for overdraft protection
